If you own a motorhome then you will need to get the right level of cover in order to protect it. Motorhomes cannot be insured by regular car insurance since they come with different risks.
A motorhome insurance policy will cover your vehicle for road risks and often includes additional types of cover such as breakdown assistance, liability claims and European cover.
Although there are many great places to get motorhome insurance online at a reasonable price, you should still take any steps you can in order to lower the cost.
With this in mind, below are some of the best ways to save money on motorhome insurance.
Insure your motorhome with your car as part of a mini fleet
Many people think that fleet insurance is only for businesses. For example taxi firms usually have some sort of taxi fleet policy to cover their vehicles. However private owners can also benefit from fleet insurance.
If you have other vehicles that use for everyday purposes in addition to your motorhome then you can benefit from mini fleet insurance. Mini fleet insurance is a special type of cover for insuring 2-5 vehicles. Getting your motorhome insured as a mini fleet along with any other vehicles you own can be a great way to cut down the cost of insurance as well as making things simpler.
Pay for your policy upfront
A very good way to save money on motorhome insurance that many people don’t even consider is to pay for your policy annually instead of monthly. This might not sound like much of a way to save money at first since you will pay more upfront. However you can negotiate a significantly lower price for the policy when you pay like this.
Use a black box
A black box is a device that records your driving performance. By providing insurance providers with proof that you’re a sensible and cautious driver you can make savings when taking out future policies. This method doesn’t appeal to everyone since it can seem intrusive but it is a great way to save money.
Get a lot of quotes
Perhaps the most obvious way to save money on motorhome insurance is by getting quotes from a lot of different providers. This is very easy to do thanks to the myriad of different insurance comparison services there are.